[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.frabea.cz\/hypoteka-neni-nic-noveho-pod-sluncem\/#Article","mainEntityOfPage":"https:\/\/www.frabea.cz\/hypoteka-neni-nic-noveho-pod-sluncem\/","headline":"Hypot\u00e9ka nen\u00ed nic nov\u00e9ho pod Sluncem","name":"Hypot\u00e9ka nen\u00ed nic nov\u00e9ho pod Sluncem","description":"Odp\u016frci hypot\u00e9k tvrd\u00ed, \u017ee jsou ne\u00fanosn\u00e9, a \u017ee znemo\u017e\u0148uj\u00ed mnoha lidem vlastn\u00ed bydlen\u00ed. V jist\u00e9m smyslu maj\u00ed pravdu, ale mus\u00edte se d\u00edvat na cel\u00fd tr\u017en\u00ed syst\u00e9m, jak je nastaven\u00fd, proto\u017ee hypot\u00e9ka nen\u00ed p\u0159\u00ed\u010dinou, ale n\u00e1sledkem. Naopak mnohdy d\u00e1v\u00e1 lidem mo\u017enost bydlet ve sv\u00e9m byt\u011b \u010di dom\u011b, kdy\u017e neexistuje jin\u00e1 mo\u017enost opat\u0159it dostatek finan\u010dn\u00edch prost\u0159edk\u016f v hotovosti. Odp\u016frci hypot\u00e9k se tak\u00e9 \u010dasto odkazuj\u00ed na socialismus, tehdy prob\u00edhala v\u00fdstavba bytov\u00fdch dom\u016f a mnoho lid\u00ed si tak p\u0159i\u0161lo k dekretu na byt v podstat\u011b t\u00e9m\u011b\u0159 zadarmo, co\u017e je samoz\u0159ejm\u011b pravda, ale za prv\u00e9 je socialismus d\u00e1vno pry\u010d a za druh\u00e9 i za socialismu si brali lid\u00e9 \u00fav\u011bry na vlastn\u00ed bydlen\u00ed. Ne ka\u017ed\u00fd m\u011bl .....","datePublished":"2024-11-05","dateModified":"2024-11-05","author":{"@type":"Person","@id":"https:\/\/www.frabea.cz\/author\/#Person","name":"","url":"https:\/\/www.frabea.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"frabea.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.frabea.cz\/wp-content\/uploads\/home-1682300_640.jpg","url":"https:\/\/www.frabea.cz\/wp-content\/uploads\/home-1682300_640.jpg","height":0,"width":0},"url":"https:\/\/www.frabea.cz\/hypoteka-neni-nic-noveho-pod-sluncem\/","about":["Finance"],"wordCount":407,"articleBody":"       Odp\u016frci hypot\u00e9k tvrd\u00ed, \u017ee jsou ne\u00fanosn\u00e9, a \u017ee znemo\u017e\u0148uj\u00ed mnoha lidem vlastn\u00ed bydlen\u00ed. V jist\u00e9m smyslu maj\u00ed pravdu, ale mus\u00edte se d\u00edvat na cel\u00fd tr\u017en\u00ed syst\u00e9m, jak je nastaven\u00fd, proto\u017ee hypot\u00e9ka nen\u00ed p\u0159\u00ed\u010dinou, ale n\u00e1sledkem. Naopak mnohdy d\u00e1v\u00e1 lidem mo\u017enost bydlet ve sv\u00e9m byt\u011b \u010di dom\u011b, kdy\u017e neexistuje jin\u00e1 mo\u017enost opat\u0159it dostatek finan\u010dn\u00edch prost\u0159edk\u016f v hotovosti. Odp\u016frci hypot\u00e9k se tak\u00e9 \u010dasto odkazuj\u00ed na socialismus, tehdy prob\u00edhala v\u00fdstavba bytov\u00fdch dom\u016f a mnoho lid\u00ed si tak p\u0159i\u0161lo k dekretu na byt v podstat\u011b t\u00e9m\u011b\u0159 zadarmo, co\u017e je samoz\u0159ejm\u011b pravda, ale za prv\u00e9 je socialismus d\u00e1vno pry\u010d a za druh\u00e9 i za socialismu si brali lid\u00e9 \u00fav\u011bry na vlastn\u00ed bydlen\u00ed. Ne ka\u017ed\u00fd m\u011bl mo\u017enost z\u00edskat podnikov\u00fd byt a ne ka\u017ed\u00fd se cht\u011bl sm\u00ed\u0159it s bydlen\u00edm na s\u00eddli\u0161ti. Ti, co zatou\u017eili po rodinn\u00e9m dom\u011b, jej pak spl\u00e1celi \u0159adu let, n\u011bkdy a\u017e do smrti. Hypot\u00e9ky tedy nejsou ni\u010d\u00edm nov\u00fdm pod Sluncem, je to forma financov\u00e1n\u00ed bydlen\u00ed a zaj\u00edmav\u00e9 je i to, \u017ee m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky hypot\u00e9k se mnohdy kryj\u00ed s v\u00fd\u0161\u00ed m\u011bs\u00ed\u010dn\u00edho n\u00e1jemn\u00e9ho v pronajat\u00fdch bytech, tak\u017ee vlastn\u011b m\u00e1te jedno, zda plat\u00edte n\u00e1jem nebo hypot\u00e9ku. V p\u0159\u00edpad\u011b nebankovn\u00ed hypot\u00e9ky si ale spl\u00e1c\u00edte vlastn\u00ed bydlen\u00ed, kde\u017eto u n\u00e1jmu pouze financujete ciz\u00ed projekty a nemovitost v\u00e1m nepat\u0159\u00ed a pat\u0159it nikdy nebude.Rozhodov\u00e1n\u00ed o vlastn\u00edm dom\u011b \u2013 toto je jeden z hlavn\u00edch d\u016fvod\u016f, pro\u010d si br\u00e1t hypot\u00e9ku a z\u0159\u00edci se pron\u00e1jmu. V pronajat\u00e9m byt\u011b v\u00e1m nemus\u00ed vyhovovat kuchy\u0148sk\u00e1 linka a cht\u011bli byste j\u00ed vym\u011bnit, anebo byste r\u00e1di nechali zabudovat vestav\u011bnou sk\u0159\u00ed\u0148 na m\u00edru do stavebn\u00ed konstrukce, p\u0159\u00edpadn\u011b chcete m\u00edt v byt\u011b podlahov\u00e9 topen\u00ed a vybourat p\u0159\u00ed\u010dku mezi dv\u011bma pokoji, a toto v\u00e1m majitel bytu samoz\u0159ejm\u011b nepovol\u00ed. Nem\u016f\u017eete tu zkr\u00e1tka rozhodovat o stavebn\u00edch \u00faprav\u00e1ch a to mnoho lid\u00ed skli\u010duje. Nav\u00edc jste st\u00e1le jednou nohou z bytu, proto\u017ee nem\u00e1te tu\u0161en\u00ed, kdy se majitel nemovitosti rozhodne vypov\u011bd\u011bt n\u00e1jemn\u00ed smlouvu.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka nen\u00ed nic nov\u00e9ho pod Sluncem","item":"https:\/\/www.frabea.cz\/hypoteka-neni-nic-noveho-pod-sluncem\/#breadcrumbitem"}]}]