[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.frabea.cz\/setreni-na-duchod-je-dulezite\/#Article","mainEntityOfPage":"https:\/\/www.frabea.cz\/setreni-na-duchod-je-dulezite\/","headline":"\u0160et\u0159en\u00ed na d\u016fchod je d\u016fle\u017eit\u00e9","name":"\u0160et\u0159en\u00ed na d\u016fchod je d\u016fle\u017eit\u00e9","description":"D\u016fchod je n\u011bco, s \u010d\u00edm na st\u00e1\u0159\u00ed po\u010d\u00edt\u00e1me. Po\u010d\u00edt\u00e1me zkr\u00e1tka s t\u00edm, \u017ee se o n\u00e1s st\u00e1t postar\u00e1. Ale v dne\u0161n\u00ed dob\u011b u\u017e spousta lid\u00ed poznala, \u017ee d\u016fchod nen\u00ed n\u011bco, s \u010d\u00edm bychom mohli do budoucna stoprocentn\u011b po\u010d\u00edtat, vzhledem k tomu, jak se vyv\u00edj\u00ed ekonomika na\u0161eho st\u00e1tu. D\u016fchod by m\u011bl b\u00fdt odm\u011bnou za roky, kter\u00e9 jste str\u00e1vili prac\u00ed a za dobu, kdy jsme odv\u00e1d\u011bli poctiv\u011b dan\u011b do st\u00e1tn\u00ed kasy. Nicm\u00e9n\u011b, na\u0161e zem\u011b nen\u00ed v dobr\u00e9 situaci. Na\u0161e populace \u010d\u00edm d\u00e1l t\u00edm v\u00edce st\u00e1rne. Zat\u00edmco p\u00e1r des\u00edtek let nazp\u011bt bylo v\u00edcem\u00e9n\u011b b\u011b\u017en\u00e9, \u017ee se senio\u0159i do\u017e\u00edvali v pr\u016fm\u011brn\u011b \u0161edes\u00e1ti let, nyn\u00ed je to v\u00edce. A p\u0159edpokl\u00e1d\u00e1 se, \u017ee pr\u016fm\u011brn\u00fd v\u011bk do\u017eit\u00ed .....","datePublished":"2024-02-26","dateModified":"2024-04-16","author":{"@type":"Person","@id":"https:\/\/www.frabea.cz\/author\/#Person","name":"","url":"https:\/\/www.frabea.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"frabea.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.frabea.cz\/wp-content\/uploads\/matt-bennett-78hTqvjYMS4-unsplash%20(2).jpg","url":"https:\/\/www.frabea.cz\/wp-content\/uploads\/matt-bennett-78hTqvjYMS4-unsplash%20(2).jpg","height":0,"width":0},"url":"https:\/\/www.frabea.cz\/setreni-na-duchod-je-dulezite\/","about":["Finance"],"wordCount":466,"articleBody":" D\u016fchod je n\u011bco, s \u010d\u00edm na st\u00e1\u0159\u00ed po\u010d\u00edt\u00e1me. Po\u010d\u00edt\u00e1me zkr\u00e1tka s t\u00edm, \u017ee se o n\u00e1s st\u00e1t postar\u00e1. Ale v dne\u0161n\u00ed dob\u011b u\u017e spousta lid\u00ed poznala, \u017ee d\u016fchod nen\u00ed n\u011bco, s \u010d\u00edm bychom mohli do budoucna stoprocentn\u011b po\u010d\u00edtat, vzhledem k tomu, jak se vyv\u00edj\u00ed ekonomika na\u0161eho st\u00e1tu.D\u016fchod by m\u011bl b\u00fdt odm\u011bnou za roky, kter\u00e9 jste str\u00e1vili prac\u00ed a za dobu, kdy jsme odv\u00e1d\u011bli poctiv\u011b dan\u011b do st\u00e1tn\u00ed kasy. Nicm\u00e9n\u011b, na\u0161e zem\u011b nen\u00ed v dobr\u00e9 situaci. Na\u0161e populace \u010d\u00edm d\u00e1l t\u00edm v\u00edce st\u00e1rne. Zat\u00edmco p\u00e1r des\u00edtek let nazp\u011bt bylo v\u00edcem\u00e9n\u011b b\u011b\u017en\u00e9, \u017ee se senio\u0159i do\u017e\u00edvali v pr\u016fm\u011brn\u011b \u0161edes\u00e1ti let, nyn\u00ed je to v\u00edce. A p\u0159edpokl\u00e1d\u00e1 se, \u017ee pr\u016fm\u011brn\u00fd v\u011bk do\u017eit\u00ed poroste.Na druhou stranu kles\u00e1 porodnost. Zv\u00fd\u0161il se po\u010det rodin, kter\u00e9 jsou bezd\u011btn\u00e9, a o hodn\u011b v\u00edc po\u010det t\u011bch, kter\u00e9 maj\u00ed jen jedno d\u00edt\u011b. V dne\u0161n\u00ed ekonomice se nen\u00ed \u010demu divit. V\u00fdchova d\u00edt\u011bte nen\u00ed levn\u00e1 z\u00e1le\u017eitost. A t\u00edm, jak populace st\u00e1rne a d\u011bt\u00ed se rod\u00ed m\u00e9n\u011b, samoz\u0159ejm\u011b t\u00edm p\u0159it\u00e9k\u00e1 m\u00e9n\u011b pen\u011bz do st\u00e1tn\u00ed pokladny a n\u00e1klady na d\u016fchody jsou \u010d\u00edm d\u00e1l t\u00edm v\u011bt\u0161\u00ed. A bude to \u010d\u00edm d\u00e1l t\u00edm hor\u0161\u00ed.Proto ten, komu mu tento probl\u00e9m doch\u00e1z\u00ed, nespol\u00e9h\u00e1 na to, \u017ee se o n\u011bj st\u00e1t postar\u00e1 ale u\u017e od mlad\u00e9ho v\u011bku si \u0161et\u0159\u00ed na st\u00e1\u0159\u00ed. A to je d\u016fle\u017eit\u00e9. Jeliko\u017e dne\u0161n\u00ed mlad\u00e1 generace u\u017e zkr\u00e1tka nem\u00e1 tu jistotu, \u017ee se o n\u011b st\u00e1t na st\u00e1\u0159\u00ed postar\u00e1. A proto\u017ee na d\u016fchod se doporu\u010duje m\u00edt na\u0161et\u0159eno hodn\u011b, \u010d\u00edm d\u0159\u00edve za\u010dnete \u0161et\u0159it, t\u00edm l\u00e9pe. D\u00edky dne\u0161n\u00ed inflaci toti\u017e ani v\u011bt\u0161ina rodin nem\u00e1 tolik pen\u011bz, aby zvl\u00e1daly ka\u017ed\u00fd m\u011bs\u00edc odkl\u00e1dat n\u011bjak velkou \u010d\u00e1stku.P\u0159i \u0161et\u0159en\u00ed taky mus\u00edte myslet na to, \u017ee nespo\u0159\u00edte jen na d\u016fchod. M\u011bli byste m\u00edt vytvo\u0159enou i n\u011bjakou rezervu pro p\u0159\u00edpad, kdy budete pot\u0159ebovat pen\u00edze d\u0159\u00edve. M\u016f\u017ee p\u0159ij\u00edt ztr\u00e1ta zam\u011bstn\u00e1n\u00ed, nemoc nebo m\u016f\u017eete p\u0159ij\u00edt o auto, spot\u0159ebi\u010de, prost\u011b cokoliv, kdy budete pen\u00edze pot\u0159ebovat.V\u00edce se m\u016f\u017eete dozv\u011bd\u011bt v \u010dl\u00e1nku B\u00edda jm\u00e9nem d\u016fchod Nebankovn\u00ed hypot\u00e9ka. 4.5\/5 - (11 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160et\u0159en\u00ed na d\u016fchod je d\u016fle\u017eit\u00e9","item":"https:\/\/www.frabea.cz\/setreni-na-duchod-je-dulezite\/#breadcrumbitem"}]}]